TY CONF TI PENALTY AS A MEASURE OF RESPONSIBILITY AND A WAY TO ENSURE THE FULFILLMENT OF OBLIGATIONS KW penalty KW fine KW obligations KW responsibility KW law KW protection of interests. JO II All-Russian Scientific and Practical Conference of students, teachers, practitioners "Education-Science-Practice" AU Cheremushkina, E.E. AU Zevahina, I.V. PY 2025 PB Autonomous Non-Profit Educational Organization of Higher Education "Kuban Institute of Vocational Education"